ALEXANDRIA, Va., Feb. 17 -- United States Patent no. 12,555,083, issued on Feb. 17, was assigned to Capital One Services LLC (McLean, Va.).

"ATM transactions using barcodes in multiple states" was invented by Jeremy J. Phillips (Champaign, Ill.) and Matthew B. Konopa (Vero Beach, Fla.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Disclosed herein are system, method, and computer program product embodiments for allowing completion of cardless transactions at a kiosk using an encoded identifier for that kiosk. A method can include receiving, at a kiosk, an image, the image including an identifier uniquely identifying the kiosk and additional information encoded in the image; and displaying, at the kiosk, the ...