ALEXANDRIA, Va., Feb. 11 -- United States Patent no. 12,548,026, issued on Feb. 10, was assigned to Capital One Services LLC (McLean, Va.).
"Systems and methods for validating an instrument" was invented by David Kelly Wurmfeld (Palm Bay, Fla.) and Kevin Osborn (Newton Highlands, Mass.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Disclosed are methods and systems for validating instruments. For instance, a request to generate a cashier's check may be received from an application executing on a drawer's computing device. Request information may be stored within a data storage entry for the check, and a code to be printed on the check may be generated to include at least a portion of the request information....