US Patent Issued to Capital One Services on Dec. 30 for "Assignment of near-field communications applets" (Maryland Inventor)

ALEXANDRIA, Va., Dec. 31 -- United States Patent no. 12,511,638, issued on Dec. 30, was assigned to Capital One Services LLC (McLean, Va.).

"Assignment of near-field communications applets" was invented by Dexter Ferguson (Catonsville, Md.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A method, a system, and a computer program product for using contactless cards and mobile applications for selecting and using methods of payment for transactions. An identifier associated with a transaction is received. The transaction is configured to be executed using at least one computing device. One or more virtual identifiers are generated using the received identifier. At least one virtual identifier is selected and as...