ALEXANDRIA, Va., Dec. 23 -- United States Patent no. 12,505,426, issued on Dec. 23, was assigned to Capital One Services LLC (McLean, Va.).
"Automated multi-party transaction decisioning system" was invented by Vijay Sahebgouda Bantanur (Gaithersburg, Md.), Muralidharan Balasubramanian (Gaithersburg, Md.) and Julie Dallen (Vienna, Va.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Methods, systems, devices, and computer-readable media for a multi-party transaction decisioning system are provided. The system may analyze a purchase transaction associated with a first user and may identify that the transaction is associated with more than one party based on determining that an amount of the transaction is atypi...