ALEXANDRIA, Va., Aug. 25 -- United States Patent no. 12,719,659, issued on Aug. 25, was assigned to Capital One Services LLC (McLean, Va.).

"Server side authentication" was invented by Elias Cottingham (Kingston, N.Y.) and Eric Delgado (Brooklyn, N.Y.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A server may perform server side authentication of a user device. The user device may generate a first authentication string by performing a hash function on a username, a password, and a first salt. The first authentication string may be registered with the server for subsequent login attempts. At login, the user device generates the first authentication string and transmits the first authentication string to the ...