ALEXANDRIA, Va., April 21 -- United States Patent no. 12,608,446, issued on April 21, was assigned to Capital One Services LLC (McLean, Va.).

"Determining performance change within a dataset with an applied condition using machine learning models" was invented by Tong Niu (McLean, Va.), Abhishek Kumar Shrivastava (McLean, Va.) and Ruoyu Shao (McLean, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Methods and systems are disclosed for determining a performance shift due to an applied condition, excluding other, e.g., environmental, factors. One mechanism for determining a performance shift due to an applied condition involves using two datasets (e.g., a control dataset and a test dataset) for two differen...