US Patent Issued to Capital One Services on April 14 for "Systems and methods for token-based device binding during merchant checkout" (Maryland, Virginia Inventors)

ALEXANDRIA, Va., April 15 -- United States Patent no. 12,602,685, issued on April 14, was assigned to Capital One Services LLC (McLean, Va.).

"Systems and methods for token-based device binding during merchant checkout" was invented by Jeffrey Rule (Chevy Chase, Md.), Jackson Macomber (Henrico, Va.), Lawrence Douglas (McLean, Va.) and Bob Uni Koshy (Henrico, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods are disclosed herein for real-time digital authentication. According to some embodiments, receiving a hashed user credential from the third party entity, performing a matching operation between the received hashed user credential and a stored hashed credential stored in the non-transi...