ALEXANDRIA, Va., Dec. 2 -- United States Patent no. 12,488,348, issued on Dec. 2, was assigned to Block Inc. (Oakland, Calif.).
"Determining user types from behavior" was invented by Aditya Joshi (Brooklyn, N.Y.) and Alexa Davis (Great neck, N.Y.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Determining user types from behavior is described. An artificial intelligence (AI) model is trained to classify user accounts of a payment service into different user types using contextual data associated with processed payments between the user accounts. The AI model is used to analyze additional contextual data associated with additional payments between additional user accounts to classify the additional user accoun...