ALEXANDRIA, Va., Sept. 10 -- United States Patent no. 12,412,424, issued on Sept. 9, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Predicting avatars for a user based on emotions of the user" was invented by Gayathri Karthik (Tamil Nadu, India), Kumaraguru Mohan (Tamil Nadu, India), Vivek Jaiswal (Telangana, India), Logesh M M (Tamil Nadu, India) and Vasantha Kumar Babu (Tamil Nadu, India).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system receives a first image and extracts a first set of facial features from the first image. The system determines that a user exhibited a first emotion in the first image. The system determines that the user selected a first avatar for use within a virtual env...