US Patent Issued to Bank of America on Sept. 15 for "Dynamic response engine" (Texas, North Carolina Inventors)

ALEXANDRIA, Va., Sept. 15 -- United States Patent no. 12,737,397, issued on Sept. 15, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Dynamic response engine" was invented by Emad Noorizadeh (Plano, Texas), Chris Welles (Charlotte, N.C.) and Rajan Jhaveri (Plano, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "A hybrid system for natural language processing is provided. The system may include a transceiver operable to receive a query from a user. The query may include a stock portion integrated with a set of real-time conditions specific to the user. The transceiver may transmit the query to a model and to a response application. The model may receive the query and communicate with a data stor...