ALEXANDRIA, Va., Oct. 27 -- United States Patent no. 12,777,034, issued on Oct. 27, was assigned to Bank of America Corp. (Charlotte, N.C.).
"Unauthorized activity detection based on passive authentication" was invented by Anthony James Buglio (Chicago), Frank Yanan (Wheaton, Ill.) and Khushbu Bansal (Bolingbrook, Ill.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Arrangements for unauthorized activity detection based on passive authentication are provided. In some examples, a computing platform may receive initial authentication data from a user computing device. The platform may authenticate a user associated with the user computing device based on the initial authentication data and may activate passive ...