US Patent Issued to Bank of America on May 13 for "Hosting account linking services to enable dynamic authentication and device selection" (Indian Inventors)

ALEXANDRIA, Va., June 12 -- United States Patent no. 12,299,685, issued on May 13, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Hosting account linking services to enable dynamic authentication and device selection" was invented by Udaya Kumar Raju Ratnakaram (Telangana, India), Srilaxmi Sreepalli (Hyderabad, India) and Mallidi Bhagya Lakshmi Sudha Lavanya (Hyderabad, India).

According to the abstract* released by the U.S. Patent & Trademark Office: "Arrangements for account linking and dynamic device selection are provided. Registration data including one or more user accounts and/or payment devices may be received. A request to process a transaction may be received via a first device. User data may be retrieved to identify ...