ALEXANDRIA, Va., Feb. 3 -- United States Patent no. 12,541,789, issued on Feb. 3, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Structuring a multi-segment operation" was invented by Jayachandra Varma (Irving, Texas), Adithya Gadwale (Falls Church, Va.) and Ganesh Bonda (Weddington, N.C.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system comprises a processor configured to receive user criteria associated with an operation and to obtain a plurality of segment candidates from a plurality of sources, each source configured to provide a segment of the operation that corresponds to a respective segment candidate obtained from said source. The processor is configured to determine a plurality of o...