ALEXANDRIA, Va., Feb. 17 -- United States Patent no. 12,554,806, issued on Feb. 17, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Digital watermarking for automated vishing prevention" was invented by George Albero (Charlotte, N.C.) and Maharaj Mukherjee (Poughkeepsie, N.Y.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A computing platform may generate a digital watermark configured to verify an identity of an initiator of a communication session. The computing platform may send, to a first user device, a digital watermark signal, where the digital watermark signal indicates: a validated digital watermark comprising the digital watermark, and a first frequency at which the digital watermark is e...