US Patent Issued to Bank of America on Dec. 2 for "Device for generating a real-time audio token for multi-factor audio authentication" (North Carolina Inventor)

ALEXANDRIA, Va., Dec. 2 -- United States Patent no. 12,489,745, issued on Dec. 2, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Device for generating a real-time audio token for multi-factor audio authentication" was invented by George Anthony Albero (Charlotte, N.C.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Embodiments of the present invention provide a system for generating a real-time audio token for multi-factor audio authentication. The system is configured for determining that a user is accessing an entity resource, via a user device of the user, causing a cryptographic device associated with the user to generate and emit a dynamically varying continuous audio tone, performing authenti...