ALEXANDRIA, Va., Aug. 12 -- United States Patent no. 12,705,371, issued on Aug. 11, was assigned to Bank of America Corp. (Charlotte, N.C.).
"Systems for time dependent data access authorization" was invented by Gregory Allen Burkett (Mooresville, N.C.), Brady Prentice Merkel (Jacksonville Beach, Fla.) and David E. Strommer (St. Johns, Fla.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Point-in-Time data access authorization is realized by a data access broker and data access security manager that provide for a data owner/authorizer to provide access consent at the point in time at which a specific data access request is made, without the need for the data owner to share their service-specific access creden...