ALEXANDRIA, Va., April 15 -- United States Patent no. 12,602,684, issued on April 14, was assigned to Apple Inc. (Cupertino, Calif.).
"End-to-end credential provisioning and transaction authorization" was invented by Abde N. Faruqui (San Jose, Calif.).
According to the abstract* released by the U.S. Patent & Trademark Office: "The subject system may be implemented by a processor circuit configured to receive a payment credential request from a user device, wherein the payment credential request comprises a requested amount and indicates a product type, provision, in response to the payment credential request and based at least in part on the product type, a payment credential and a payment account corresponding to the payment credential, ...