US Patent Issued to American Express Travel Related Services on March 31 for "Secured account provisioning and payments for NFC-enabled devices" (Arizona Inventors)

ALEXANDRIA, Va., March 31 -- United States Patent no. 12,591,884, issued on March 31, was assigned to American Express Travel Related Services Co. Inc. (New York).

"Secured account provisioning and payments for NFC-enabled devices" was invented by Manish K. Deliwala (Chandler, Ariz.), Varaprasad Kotha (Phoenix) and Ajay Babu Maddukuri (Phoenix).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems, methods, and articles of manufacture for secured account provisioning and payments using user computing devices are provided. One such method comprises receiving, by a user computing device, a payment request from a point of sale terminal; obtaining, by the user computing device, a storage encryption (ENC) key bas...