US Patent Issued to Ally Financial on Aug. 25 for "Techniques for dynamically and securely managing user rewards" (Arizona, North Carolina, Michigan Inventors)

ALEXANDRIA, Va., Aug. 25 -- United States Patent no. 12,718,261, issued on Aug. 25, was assigned to Ally Financial Inc. (Detroit).

"Techniques for dynamically and securely managing user rewards" was invented by Harish Naik (Phoenix), Arvy Rajasekaran (Charlotte, N.C.), Dallas Gale (Phoenix), Dzmitry Dubarau (Charlotte, N.C.), Jared Allmond (Detroit) and Sathish Muthukrishnan (Charlotte, N.C.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Methods, systems, and devices to support techniques for dynamically and securely managing user rewards are described. A system may issue digital assets that include a user-specific code to a user, and the system may store the digital assets on a distributed ledger (e.g., in ...