ALEXANDRIA, Va., Sept. 8 -- United States Patent no. 12,731,191, issued on Sept. 8, was assigned to Allstate Insurance Co.

"Systems and methods for high-risk event detection" was invented by Herbert Leandro Cortes Martinez (Chicago), Matei Stroila (Chicago), Mohan Kola (Rolling Meadows, Ill.), Alwar Narayanan (Bloomington, Ill.) and Timothy W. Gibson (Barrington, Ill.).

According to the abstract* released by the U.S. Patent & Trademark Office: "In one aspect, a method includes receiving a telematics data associated with a vehicle collected from one or more data sources and determining, using a machine-learning model trained to identify high-risk driving behaviors using telematics data, one or more predictions based on the telematics data....