ALEXANDRIA, Va., Jan. 13 -- United States Patent no. 12,524,822, issued on Jan. 13, was assigned to Allstate Insurance Co. (Northbrook, Ill.).

"Vehicle rating system" was invented by Grady Irey (Des Plaines, Ill.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system may include a telematics device associated with a vehicle, a first computing device, a second computing device associated with a driver of the vehicle, a database, and a driving behaviors analysis server. The driving behaviors analysis server may receive, from the telematics device, driving data of the driver of the vehicle and identify one or more driving behaviors of the driver based on the driving data. The driving behaviors analysis server ...