ALEXANDRIA, Va., Oct. 21 -- United States Patent no. 12,443,820, issued on Oct. 14.

"Multi-account smart card apparatuses and devices" was invented by Camilo Moncada (Gresham, Ore.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A smart card includes a front surface plate including a linear cutout. An electrical connector is disposed on the front surface plate and extends into the linear cutout. The electrical connector is coupled to and movable along a communication interface trace through the linear cutout. A middle plate is positioned adjacent to the front surface plate, the middle plate including a cavity. A back surface plate is positioned adjacent to the middle plate. The cavity includes a first portion...