Chennai, Jan. 20 -- Credit rating agency Brickwork Ratings today said its latest study shows that India's financial sector, comprising the banking and non-banking financial companies (NBFCs), displays improving financial resilience.
The improvement is on the back of comfortable capital including buffers, stabilising asset quality, and also profitability.
As of FY25, scheduled commercial banks reported capital adequacy ratios (CAR) - a measure of a bank's ability to absorb losses if some of its loans go bad, as also to support its business growth - well above the minimum regulatory requirements, with system-wide levels around 17 per cent, Brickwork said.
The RBI mandates a minimum total CAR of 9 per cent for banks and of 11.5 per cent inc...