Dhaka, March 2 -- The volume of classified loans in Bangladesh's banking sector witnessed a significant decrease of Tk 87,298.33 crore during the final quarter of 2025.

As of December 31, 2025, total classified loans stood at Tk 5,57,216.92 crore, down from Tk 6,44,515.25 crore in September 2025.

According to a report by the Banking Regulation and Policy Department of Bangladesh Bank, the gross classified loan rate fell to 30.60 percent in December, compared to 35.73 percent at the end of September 2025.

However, on a year-on-year basis, the gross ratio remains significantly higher than the 20.20 percent recorded in December 2024.

Net Classified and Defaulted Loans:

The net classified loan rate, after adjusting for maintained provisi...