, Nov. 12 -- Bangladesh Bank has issued a comprehensive, unified policy revamping its Tk 1,500 crore refinance scheme aimed at bolstering financial inclusion for marginal farmers, low-income professionals, small business owners, students, and remittance-recipient families.

The revamped guidelines, issued by the central bank's Financial Inclusion Department (FID) on November 12, 2026, replace all previous circulars and letters concerning the fund, including FID Circular-01/2021. The scheme will operate on a revolving basis for the next five years, backed by Bangladesh Bank's own funds.

Target Beneficiaries: Marginal and landless farmers, micro and small entrepreneurs, traditional professionals (such as fishermen, cobblers, goldsmiths, ba...