Dhaka, Aug. 27 -- A friend of mine, age 60, is considering early retirement after a long career. He has saved and invested wisely, but burnout has prompted him to think seriously about stepping back. While his financial advisor has assured him of his portfolio's strength, the bigger questions extend beyond money - to lifestyle choices. Here are four key decisions he faced:
1. Will you continue to work in some capacity?
Working part-time or in a reduced role can delay portfolio withdrawals, extend Social Security benefits, and maintain healthcare coverage until Medicare. My friend chose a 30-hour schedule to balance income, identity, and health. For others, a full break may be necessary.
2. What lifestyle changes will you make?
Housing...
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