India, Oct. 15 -- Banking in India is going through a rare patch where almost everything is working at once. Loans are growing, bad loans are at historic lows, and public sector banks are competing hard for retail customers they once left to private rivals. But a good quarter in banking is not just about profit. It is about where growth is coming from, how it is funded, and how much cushion a bank has built before new rules arrive.

The Nifty 50 traded at 22.976.90, up 1.58%, while the Sensex rose 1.76% to 74,064.91 on Wednesday. Meanwhile, Shares of Indian Bankwere trading at Rs. 840.45, down 1.06% from previous close of Rs. 849.45. The stock opened at Rs. 851.50 and reached an intraday high of Rs. 856.10 and low of Rs. 816.80. The comp...