Bengaluru, Aug. 10 -- Stock market investing carries risks, but it frequently yields higher returns than traditional saving strategies. However, bank fixed deposits (FDs) and recurring deposits (RDs) are regarded as mostly safe, typically sufficient to beat inflation. In fact, dividend-paying stocks offer returns that exceed interest rates from FDs and even surpass the inflation rate. So, which is a better option: bank FDs or dividend-paying stocks? Let's examine it more closely.

Returns on Fixed Deposits Fixed Deposits (FDs) are one of the safest investment options offered by most banks in India, They pay a set interest rate on your investment, which is currently around 5 to 9 percent, depending upon the bank and the time period. At the...