Government clarifies UPI payments will remain free for users
India, Aug. 9 -- Centre said any future MDR will be nominal and limited to select merchant transactions.
The Union Ministry of Finance on Saturday clarified that users will not be charged for making payments through the Unified Payments Interface (UPI), clearing its legislative position amid escalating debate on Section 10A of the Payment and Settlement Systems Act, 2007, through the Taxation and Other Laws (Amendment) Bill, 2026. The government also cleared concerns about Merchant Discount Rate (MDR) applicability, noting that MDR would apply only to a limited set of merchant transactions above a specified threshold. Additionally, it noted, even if MDR is introduced, it would be nominal and significantly lower than the rates applicable ...
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