India, Jan. 23 -- Employees often change jobs, and with every new job, a new Provident Fund (PF) account may be created if they forgot to submit credentials. Over time, this leads to multiple PF accounts under one person. To solve this problem, EPFO 3.0 makes it simpler to merge or transfer multiple PF accounts into one. Here's all you need to know:

This helps to keep all your retirement savings in one place.

This will lead to avoiding confusion and inactive accounts.

To ensure correct interest calculation.

This makes your withdrawals and pension claims easier.

Before starting the process, make sure:

You need to check whether your UAN (Universal Account Number) is active or not.

You are required to have Aadhaar, PAN, and bank detai...