US, Oct. 30 -- Across America, small business owners are working every day to grow their companies and take care of the employees who make their success possible. From manufacturers and retailers to restaurants and service businesses, quality health coverage can help employers recruit talent, retain skilled workers, and support working families.

But small employers often face a health care system that was not built with Main Street in mind. Large corporations can rely on human-resources departments, outside consultants, and benefits teams to manage complicated plans and annual renewals. Small business owners are busy running the restaurant, managing the job site, serving customers, and making payroll while operating on tight margins. As...