Jammu, Aug. 27 -- A home loan balance transfer moves your existing loan to a new lender at a lower interest rate starting at 7.30%* p.a., potentially reducing your EMI or total interest paid. Compare the home loan balance transfer interest rate, processing charges, and remaining tenure before you decide.
A home loan balance transfer lets you shift your outstanding loan amount from your current lender to a new one, typically to access a lower interest rate. Whether doing so makes financial sense depends on how much loan remains, how many years are left, and what the new lender charges to process the transfer.
In 2026, home loan balance transfer interest rates start from 7.30% p.a. at Bajaj Finance, with loan amounts up to Rs. 15 crore* and...