Srinagar, July 18 -- Online financial fraud is emerging as one of the fastest-growing cybercrime challenges in Jammu & Kashmir. From fake investment schemes and phishing links to OTP fraud, UPI scams, and impersonation calls, cybercriminals are using increasingly sophisticated methods to target unsuspecting victims.

In this cash course, we examine the rise in digital scams across Kashmir, the latest fraud trends, the financial impact on residents, and the steps authorities are taking to combat cybercrime. We also discuss how people can protect themselves from online financial fraud by recognizing common scam tactics and following basic cybersecurity practices.

If you use online banking, UPI, digital wallets, or mobile payment apps, this i...