India, Nov. 11 -- Jammu and Kashmir Police on Wednesday cautioned people against fraudulent loan applications, warning that scammers could misuse personal photographs, contact lists and other sensitive information to threaten, harass or blackmail users.

In a public advisory, the police urged people to verify the authenticity of loan applications before downloading them and exercise caution while granting permissions to such platforms.

It warned that certain fake loan apps seek access to users' contacts, photographs and other personal data, which could later be exploited for intimidation and blackmail.

The police advised users against granting unnecessary permissions to mobile applications and stressed that access to personal informatio...