Srinagar, Oct. 1 -- When beginning your mutual fund investment journey, you may explore plans that are both systematic as well as lumpsum. Systematic plans allow you to invest or withdraw your corpus

over a period rather than in a single transaction. Two such options are Systematic Transfer Plan (STP) and Systematic Withdrawal Plan (SWP). Both strategies are designed to help manage investments in a disciplined manner.Read on further to understand the use cases of each and make an informed decision.

A Systematic Transfer Plan (STP) allows investors to transfer a fixed sum at regular intervals from one mutual fund to another, usually from a debt fund to an equity fund or vice versa.For instance, an investor looking to move their funds gra...