Dhaka, May 31 -- Bangladesh's digital economy has grown substantially over the past decade. Wider internet access, smartphone adoption, a young population, and government investment have pulled financial services, healthcare, education, and trade onto digital platforms. Mobile internet has made large-scale public service delivery, utility payments, tax submissions, and online applications at a speed and reach that weren't imaginable fifteen years ago. The fintech ecosystem, alongside e-commerce and a new generation of tech startups, has matured into a meaningful economic layer.

But the growth has been uneven. Structural gaps, institutional fragmentation, and weak human capital remain real constraints. And with AI integration now on the p...