New Delhi, Aug. 16 -- a network of local council disability support accounts.

Reform UK's Treasury spokesman unveiled what he called the party's welfare overhaul blueprint, a package the party says would save £50 billion annually. The proposals abolish Personal Independence Payment for working-age adults, eliminate the Universal Credit health element for those 2.89 million claimants, and replace direct payments with restricted accounts administered by local councils. The plan also mandates employers to carry what Reform describes as "return to work cover," insurance that would fund workplace adjustments for employees with health conditions, shifting a cost currently absorbed by the government onto private businesses.

"This is not a...