India, Sept. 10 -- The National Bank for Agriculture and Rural Development (NABARD) is developing artificial intelligence models to support on-demand Kisan Credit loans, as India's rural financial ecosystem increasingly adopts digital lending. NABARD Chairman Shaji Krishnan V made the announcement during the second day of the Global Fintech Fest 2026, highlighting the potential of technology to make rural credit more timely, accessible and inclusive.

Krishnan said digitalisation is gaining momentum across agriculture and allied sectors, including fisheries and dairy. Rural financial institutions are increasingly participating in digital lending processes to help farmers and rural households access credit when they need it. He said the g...