Nepal, Feb. 12 -- Complaints such as "insurance claims by hospitals have not been reimbursed," "medicines were unavailable despite insurance coverage," and "claims were rejected" are becoming increasingly common under the national health insurance programme. Originally launched to make healthcare accessible and affordable for all, the scheme now appears to be struggling for its own survival. Widespread dissatisfaction among beneficiaries, hospitals, and government authorities alike highlights deep structural flaws within the system. The most alarming sign of the crisis is the suspension of insurance services by major public hospitals. Following the footsteps of Shahid Gangalal National Heart Centre, the country's premier TU Teaching Hospi...