India, May 25 -- The scenario in which your health insurance sum insured (i.e., your coverage amount) is exhausted mid-year is a critical situation that leaves you vulnerable to significant out-of-pocket expenses. This is particularly relevant in cases of major critical illnesses, multiple hospitalisations, or chronic health conditions requiring high-cost treatment.

However, if you closely look at the terms & conditions of your Family Health Insurance plan, you'll find many benefits that can save you from such a crisis.

This article will highlight some noteworthy features of Family Health Insurance that help ensure continuity of your coverage.

What happens when your sum insured runs out mid-year?

Once the initial sum insured limit is ...