Guwahati, Sept. 13 -- An unexpected extension can change more than your return flight and hotel booking. It can also affect how long your travel insurance remains active. A delayed departure, medical situation, transport disruption or unavoidable change in plans may keep you abroad beyond the date shown on your policy.

What happens next depends on the policy wording, the reason for the extension and when you contact the insurer. Knowing these possibilities early can help you avoid a gap in protection during travel.

An unexpected change in your return date does not always mean that your existing cover ends immediately. The first thing to check is the validity period mentioned in your policy. Travellers with travel insurance in India shou...