India, Sept. 26 -- Rising inflation has emerged as one of the biggest challenges for households in 2025. With higher costs of healthcare, housing, and everyday essentials, Indians are rethinking how to secure their financial futures. Among the many retirement planning products available, unit linked pension schemes are gaining attention for their unique ability to combine market-linked returns with long-term protection. These schemes are part of the broader ULIP family, which has evolved into a flexible and disciplined financial tool. To understand why they are becoming popular, it is essential to first clarify what is ULIP and how pension-focused versions differ from other plans.
What is ULIP?
A Unit Linked Insurance Plan, or ULIP, is a ...