Guwahati, Aug. 18 -- Occasional drivers may use their cars only on weekends, for family visits or during short trips, but renewal still needs attention. Limited use does not remove the need for legal cover or protection against theft, fire, weather damage and parking accidents.

Before renewing car insurance, owners should review expected usage, policy type, insured value, add-ons, claim history and personal details to ensure the cover remains suitable for the coming year.

Start by checking how the car was used during the policy period. Occasional use can mean short local trips for one owner and long highway journeys for another. The renewal decision should reflect the nature of those journeys, not simply the number of days the car left ...