New Delhi, Sept. 10 -- "If you don't find a way to make money while you sleep, you will work until you die," a quote famously said by legendary investor Warren Buffett.

Yet, despite its widespread circulation, many individuals still overlook its core message-especially those far from financial freedom.

Years of hard work can be wiped out by unforeseen financial shocks or poor investment choices, cutting short compounding benefits and forcing individuals to work well into old age. Understanding these pitfalls and taking preventive steps can ensure that your portfolio doesn't retire before you do-and, if structured well, continues to support your family even after you're gone.

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