New Delhi, Oct. 1 -- If you have ever received a transactional message from your bank saying that a massive amount has been deducted, but you did not make the transaction, you might have been scammed. While your first instinct may be to panic, call the person who just contacted you, keep checking your account, or try to figure out how it all happened, people often forget that in times like these, the first few minutes are crucial.

But for someone who has just discovered that their hard-earned money has been debited from their account, the bigger question is: what should they do next? Should they call the bank first and get their account blocked, call 1930, or file a police complaint?

According to a 2025 Press Information Bureau (PIB) re...