New Delhi, March 22 -- -Name withheld on request

It is assumed that after leaving your last job in 2025 at the age of 48, you have not taken up employment with any other establishment covered under the Employees' Provident Fund and Miscellaneous Provisions Act, 1952, and that you do not intend to do so in the future.

Under the provisions of the Income-tax (IT) Act, the accumulated balance standing to the credit of an employee in a recognized provident fund is exempt from tax if (i) the employee has rendered continuous service with the employer for a period of five years or more (period of service with previous employers is also included for this purpose, provided the provident fund balance has been transferred from the previous employer...