When should young investors pivot from aggressive bets to capital preservation for retirement?
New Delhi, July 2 -- -Name withheld on request
Retirement planning has become an essential financial objective for many young investors, owing to changes in lifestyle goals, rising life expectancy, and rising healthcare costs. The idea is to accumulate a sufficient retirement corpus to generate sustainable income streams.
An ideal way to do this is to make growth investments in the early stages of the career and gradually shift to capital preservation as the individual approaches retirement.
In the early stages, when there is a sufficient time horizon for investments, the portfolio can include a high equity allocation and some debt investments. For the equity portion, investors can invest in active diversified equity funds across categ...
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