New Delhi, Nov. 17 -- India's urban traffic leaves little margin for error, and a single incident can place heavy financial duties on those involved. In that setting, third-party bike insurance forms the basic safeguard that keeps responsibility clear and compensation traceable through established legal channels.

This blog outlines what third-party bike insurance actually covers in practice - and why every rider on Indian roads is required by law to maintain it.

This policy exists to meet legal liabilities that arise from the use of the insured vehicle. It focuses on losses suffered by other people and their property, not on repairs to the insured vehicle. In everyday terms, liability-only bike insurance means this focused, legally requ...