New Delhi, Oct. 10 -- With a new Merchant Discount Rate (MDR) set to apply to certain UPI transactions from October 15, questions have emerged over whether consumers will have to pay additional charges when making digital payments. Here's all you need to know

No, UPI app providers will not charge a platform fee or any other charge for payments made through the Unified Payments Interface (UPI). UPI applications are explicitly restricted from levying platform fees on UPI transactions.

The clarification comes as the government has allowed the charging of MDR on certain merchant transactions. Effective October 15, UPI payments to merchants (P2M) above Rs.2,000 will attract an MDR of 0.4%, subject to an overall cap of Rs.300.

However, merch...