New Delhi, May 4 -- The nation's digital payment ecosystem has reached a new milestone, with Unified Payments Interface (UPI) recording 24,162 crore transactions. These transactions cumulatively are worth Rs.314 lakh crore in FY26.

This noticeable surge reflects widespread adoption across both urban and rural regions. Comfort, convenience, real-time fund transfers and growing smartphone penetration in rural regions drive it.

These developments over the past few years have transformed the country's payment system and made UPI the backbone of the nation's cashless economy.

Let us look at ways to stay safe while making UPI payments, so common scams involving unauthorised fund transfers and theft can be eliminated.

UPI PIN is a confidenti...